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CrossFi
Business Card

Stay in full control of your business finances.

Send invoices in multiple currencies, and seamlessly access or spend your funds with the Business CrossFi Card

Get Paid in Crypto, Keep Every Cent

Billing made simple

Cross-border doesn’t mean complicated. With just a few clicks, request and receive payments in crypto from almost anyone, anywhere — and let CrossFi handle the rest.

Your Partners Pay, You Receive in Full

All your partner insights in one place

With CrossFi, track payments, invoices, and partner details in a single dashboard — no more switching between apps or spreadsheets.

Non-custodial BUSINESS Crypto Card connected to your Web3 wallet

Cross-border doesn’t mean complicated. With just a few clicks, request and receive payments in crypto from almost anyone, anywhere — and let CrossFi handle the rest.

Receive payments in XFI and USDC, then spend them with your card

Get paid from your partners directly in XFI or USDC. Use your card to pay for purchases anywhere, seamlessly converting crypto into everyday spending power—no extra steps, no hassle

Work global, feel local

With CrossFi, you don’t need a traditional bank account. Get paid by Amazon, marketplaces, or clients directly in crypto. Your CrossFi wallet works like local bank details — making it fast and easy for anyone, anywhere in the world to pay you.

How To Get Crossfi Crypto Debit Card

1. Download CrossFi App

2. Create an account

3. Connect Metamask with your CrossFi account

4. Order your virtual card or physical card

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CrossFi Card Fee & Limits

Virtual Card

Physical Card

CrossFi Card order fee

Free

Card order for free, only delivery costs

Account maintenance

Free

Free

Available countries to order*

90+

90+

The number of cards issued per person

3

As many as you want

Geographical limits

No limits, where contactless payment is accepted

No limits, where there is a POS

Used currency

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country.

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country

Virtual Card availability

Set-up takes minutes

Waiting for the physical card delivery, but you can use a virtual card benefits at once

Fees

2% for all transactions without a minimum or hidden fee

2% for all transactions without a minimum or hidden fee

Regular Spend Card Limit

User-Modifiable with no limits

User-Modifiable with no limits

ATM Withdrawal Fees and Limits

ATM with the possibility of contactless transactions

Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Any ATM


Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Contactless Payments

User-modified conditions

User-modified conditions

Purchase Type

Any type of purchase

Any type of purchase

Virtual Card

CrossFi Card order fee

Free

Account maintenance

Free

Available countries to order*

90+

The number of cards issued per person

3

Geographical limits

No limits, where contactless payment is accepted

Used currency

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country.

Virtual Card availability

Set-up takes minutes

Fees

2% for all transactions without a minimum or hidden fee

Regular Spend Card Limit

User-Modifiable with no limits

ATM Withdrawal Fees and Limits

ATM with the possibility of contactless transactions

Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Contactless Payments

User-modified conditions

Purchase Type

Any type of purchase

Physical Card

CrossFi Card order fee

Card order for free, only delivery costs

Account maintenance

Free

Available countries to order*

90+

The number of cards issued per person

As many as you want

Geographical limits

No limits, where there is a POS

Used currency

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country

Virtual Card availability

Waiting for the physical card delivery, but you can use a virtual card benefits at once

Fees

2% for all transactions without a minimum or hidden fee

Regular Spend Card Limit

User-Modifiable with no limits

ATM Withdrawal Fees and Limits

Any ATM


Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Contactless Payments

User-modified conditions

Purchase Type

Any type of purchase

CrossFi card

Order a free on chain CrossFi card and spend XFI directly from the MetaMask web3 wallet all over the world based on smart contract security. Use crypto payment from 100 million merchants* without hidden fees.

Crypto Coins

XFI Crypto Coin

Receive payments from your invoices in XFI or USDC and use them to pay for your purchases. Unlike most DeFi crypto cards that can restrict your access, the CrossFi Card is directly connected to your Web3 wallet — meaning your funds always stay under your control. Your XFI is held in a smart contract, ready whenever you decide to use it. No governance, no organization, not even CrossFi has access to your assets

CrossFi Partners

FAQs

What Is a CrossFi Card?

This is the first non-custodial on-chain crypto card linked to your web3 wallet. Crypto debit card enables users to pay online and offline with cryptocurrency directly and confidently from their blockchain address. There's no need to prepay the balance or convert crypto, and there are no hidden fees or card limits to restrict users.

What are on-chain transactions?

On-chain transactions is the high crypto payment security when you pay directly from your blockchain address. With a CrossFi card, you can hold your XFI on a smart contract any time you want and unlock it when you decide.

What are the benefits of on-chain transactions?

On-chain transactions are decentralized. Only the user has access to their funds. They are checked in the blockchain browser at the time of purchase and withdrawal; the cryptocurrency is debited directly from the blockchain address.

What coins does the CrossFi card support?

The payment means in СrossFi card is XFI - a native coin of CrossFi Chain. XFI is a utility token for all Cross Finance ecosystem applications and services. With XFI, you can access all Defi apps within the Cross Finance ecosystem and pay the CrossFi Chain fees: Cosmos, EVM, etc.

*Cards are issued only in Hong Kong with other jurisdictions available upon further notice. All cards issued are available for use globally where the card network is accepted.

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