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Online app that combines all traditional banking services with web3 security and decentralization
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CrossFi Chain is a layer 1 blockchain with modular architecture. It consists of two parts, Cosmos and EVM.
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CrossFi Chain
A layer 1 blockchain, consisting of two integral parts, is the core of the Cross Finance ecosystem with unlimited scalability.
Cosmos
The Cosmos-based part of the CrossFi Chain is responsible for consensus, production, block verification, and transaction creation.
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The EVM-based part of the CrossFi Chain is responsible for interaction with smart contracts and achieving EVM compatibility.
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A unit of computing power required to mine XFI coins through staking
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A utility coin that provides access to all services, dapps, and products launched on CrossFi Chain
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A liquid EVM-compatible version of MPX coin with limited emission
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The CrossFi Foundation's grant program is aimed at developing the CrossFi ecosystem.
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A series of events by CrossFi designed to reveal the talents of web3 developers
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Validators Rewarding validators for their vital role in creating a robust, decentralized, and secure network.
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On-Chain
Card By Crossfi

Spend your crypto like a fiat online and offline with 100 million merchants worldwide
directly from your web3 wallet using your CrossFi card*. Without locking, card limits, borders, or third-party access.
On-chain Crypto Payment

The first On-chain Crypto Payment Solution

A unique on-chain crypto payment gateway that connects banking processing to smart contract security. Link the Metamask to CrossFi account and spend XFI directly with a CrossFi card and confidently from your blockchain address for the first time.

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CrossFi Card Benefits

Low fees on any debit card operations

Just 2% to all online and offline transactions are done without hidden conditions. We also have the best withdrawal option: up to $300 without commissions.

Get Card

Available WorldWide

You can transfer funds to your family and friends, order any product online from anywhere in the world, and pay offline with a CrossFi card* on a trip to any country with smart contract security.

Non-custodial Crypto Card connected to your Web3 wallet

Most DeFi crypto cards can block your access to your funds. This will never happen to CrossFi card connected to your web3 wallet. You hold your XFI on smart contract whenever you want and use them when you decide. Nobody has access there. No governance, no organization, no CrossFi.

On-chain crypto to fiat transactions

A decentralized on-chain card by CrossFi with an automatic crypto-to-fiat payment solution. Find the transaction hash in every receipt in your CrossFi app and check it in the browser.

Free card order and free account maintenance

There are no prepayments, service limits, or required deposits. Pay the way you're used to with the highest crypto payment security. Free card order and account maintenance always.

How To Get Crossfi Crypto Debit Card

1. Download CrossFi App

2. Create an account

3. Connect Metamask with your CrossFi account

4. Order your virtual card or physical card

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CrossFi Card Fee & Limits

Virtual Card

Physical Card

CrossFi Card order fee

Free

Card order for free, only delivery costs

Account maintenance

Free

Free

Available countries to order*

90+

90+

The number of cards issued per person

3

As many as you want

Geographical limits

No limits, where contactless payment is accepted

No limits, where there is a POS

Used currency

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country.

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country

Virtual Card availability

Set-up takes minutes

Waiting for the physical card delivery, but you can use a virtual card benefits at once

Fees

2% for all transactions without a minimum or hidden fee

2% for all transactions without a minimum or hidden fee

Regular Spend Card Limit

User-Modifiable with no limits

User-Modifiable with no limits

ATM Withdrawal Fees and Limits

ATM with the possibility of contactless transactions

Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Any ATM


Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Contactless Payments

User-modified conditions

User-modified conditions

Purchase Type

Any type of purchase

Any type of purchase

Virtual Card

CrossFi Card order fee

Free

Account maintenance

Free

Available countries to order*

90+

The number of cards issued per person

3

Geographical limits

No limits, where contactless payment is accepted

Used currency

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country.

Virtual Card availability

Set-up takes minutes

Fees

2% for all transactions without a minimum or hidden fee

Regular Spend Card Limit

User-Modifiable with no limits

ATM Withdrawal Fees and Limits

ATM with the possibility of contactless transactions

Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Contactless Payments

User-modified conditions

Purchase Type

Any type of purchase

Physical Card

CrossFi Card order fee

Card order for free, only delivery costs

Account maintenance

Free

Available countries to order*

90+

The number of cards issued per person

As many as you want

Geographical limits

No limits, where there is a POS

Used currency

Native XFI coin on CrossFi Chain, which can be bought on CEX, DEX, used on bridges or received for staking. You do not need to top up your account separately, spend immediately XFI directly from a MetaMask wallet in any country

Virtual Card availability

Waiting for the physical card delivery, but you can use a virtual card benefits at once

Fees

2% for all transactions without a minimum or hidden fee

Regular Spend Card Limit

User-Modifiable with no limits

ATM Withdrawal Fees and Limits

Any ATM


Less than 300 euro – free, 2% thereafter

User-Modifiable with no limits

Contactless Payments

User-modified conditions

Purchase Type

Any type of purchase

CrossFi card

Order a free on chain CrossFi card and spend XFI directly from the MetaMask web3 wallet all over the world based on smart contract security. Use crypto payment from 100 million merchants* without hidden fees.

Crypto Coins

XFI Crypto Coin

XFI is the exclusive currency of the CrossFi web3 banking app, blending traditional banking with smart contract security. While waiting for your physical CrossFi card for crypto payment, you can already get XFI by staking or buying coins at the best price on the most popular exchanges.

Get XFI
CrossFi Partners

FAQs

What Is a CrossFi Card?

This is the first non-custodial on-chain crypto card linked to your web3 wallet. Crypto debit card enables users to pay online and offline with cryptocurrency directly and confidently from their blockchain address. There's no need to prepay the balance or convert crypto, and there are no hidden fees or card limits to restrict users.

What are on-chain transactions?

On-chain transactions is the high crypto payment security when you pay directly from your blockchain address. With a CrossFi card, you can hold your XFI on a smart contract any time you want and unlock it when you decide.

What are the benefits of on-chain transactions?

On-chain transactions are decentralized. Only the user has access to their funds. They are checked in the blockchain browser at the time of purchase and withdrawal; the cryptocurrency is debited directly from the blockchain address.

What coins does the CrossFi card support?

The payment means in СrossFi card is XFI - a native coin of CrossFi Chain. XFI is a utility token for all Cross Finance ecosystem applications and services. With XFI, you can access all Defi apps within the Cross Finance ecosystem and pay the CrossFi Chain fees: Cosmos, EVM, etc.

*Cards are issued only in Hong Kong with other jurisdictions available upon further notice. All cards issued are available for use globally where the card network is accepted.

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