WEB3 Bank
WEB3 BANKING BY CROSSFI
Web3 banking tools for the fastest and instant use of crypto every day
Web3 Bank (CrossFi App)
Online app that combines all traditional banking services with web3 security and decentralization
CrossFi Card
Spend your crypto like a fiat with 100 million merchants worldwide
Security
Discover security technology by CrossFi to provide blockchain data safety
CrossFi Business Card
Stay in full control of your business finances
Blockchain
BLOCKCHAIN
CrossFi Chain is a layer 1 blockchain with modular architecture. It consists of two parts, Cosmos and EVM.
Get MPX

You can convert received or acquired XFl to MPX in the Console on the main dashboard.

You can get MPX directly with USDT.

Purchase MPX
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CrossFi Chain
A layer 1 blockchain, consisting of two integral parts, is the core of the Cross Finance ecosystem with unlimited scalability.
Cosmos
The Cosmos-based part of the CrossFi Chain is responsible for consensus, production, block verification, and transaction creation.
EVM
The EVM-based part of the CrossFi Chain is responsible for interaction with smart contracts and achieving EVM compatibility.
Mint Power (MPX)
A unit of computing power required to mine XFI coins through staking
CrossFi (XFI)
A utility coin that provides access to all services, dapps, and products launched on CrossFi Chain
eMPX
A liquid EVM-compatible version of MPX coin with limited emission
DeFi
DeFi CrossFi
A multi-purpose DeFi application for the CrossFi ecosystem.
xApp
DeFi application to swap, bridge assets, add liquidity, and earn CrossFi Chain rewards
LP tokens
Welcome to CrossFi xApp universe of unlimited possibilities!
Swap
Exchange tokens in the DeFi application xAPP between each other at their current market price.
Bridge
Transfer XFI, xUSD, and USDT between CrossFi Chain and EVM-compatible chains.
Staking
Send LP Tokens to staking and receive additional crypto rewards.
Escrow XFI
Manage the esXFI received for lpXFI staking and initiate the vesting process.
xUSD
An algorithmic stablecoin pegged to the USD, deployed on the CrossFi Chain.
Rewards
The Reward Distribution System for providing liquidity and staking in xApp.
GITBOOK
Welcome to CrossFi xApp universe of unlimited possibilities!
Foundation
CrossFi Foundation
The CrossFi Foundation's grant program is aimed at developing the CrossFi ecosystem.
CrossFi Foundation
The CrossFi Foundation's grant program is aimed at developing the CrossFi ecosystem.
Users
Engage with the network, test services, complete tasks, and earn rewards.
Creators
Create unique content about Cross Finance technology and ecosystem products to earn rewards
CrossFi Evolution Hackathon
A series of events by CrossFi designed to reveal the talents of web3 developers
Developers
Developers Launch a Cross Finance - based product or service and apply for a grant.
Validators
Validators Rewarding validators for their vital role in creating a robust, decentralized, and secure network.
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WEB3 Bank
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Blockchain
CrossFi Chain Cosmos EVM Mint Power (MPX) CrossFi (XFI) eMPX
DeFi
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Foundation
CrossFi Foundation Users Creators CrossFi Evolution Hackathon Developers Validators
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Crossfi business card

CrossFi Business Card: Your Gateway to Smart Crypto Payments 

Spend crypto like fiat and empower your business.

Send invoices in multiple currencies, and seamlessly access or spend your funds with the Business CrossFi Card.

Use one card to pay vendors, contractors and employees anywhere.

It spends crypto like cash at over 100 million merchants, online and offline.

There are no limits, no locked funds and no third‑party holding your assets.

You’re always in control of your business funds.

The first on‑chain crypto payment solution for businesses

CrossFi’s on‑chain gateway links traditional banking rails with smart‑contract security. Connect your corporate MetaMask wallet and spend XFI or stablecoins directly; every payment produces a verifiable transaction hash on the blockchain for complete auditability. The solution is scalable for startups yet robust enough for enterprise accounting systems.

Get Started

Low fees and transparent pricing

CrossFi’s Business Card charges a flat 2 % on all online and offline transactions with no hidden conditions. ATM withdrawals under $300 are free, and there are no subscription or maintenance fees. Every receipt includes a blockchain transaction ID so finance teams can verify payments in real time.

Global reach for businesses

Crypto payments remove intermediaries and currency‑conversion delays; cross‑border payments settle in minutes. Your team can pay vendors or contractors anywhere, with no geographical limits. This makes the CrossFi Business Card ideal for startups selling globally and SMEs expanding into new markets.

Stay in Control with Non‑Custodial Security

Don’t let a third party hold your money. CrossFi’s business card keeps your XFI safely in your own wallet; you approve spending only when you decide. Every transaction is logged on‑chain, giving you a tamper‑proof audit trail and cutting out fraud. Access is limited to your authorized team, so no one else can touch your funds. 

License