WEB3 Bank
WEB3 BANKING BY CROSSFI
Web3 banking tools for the fastest and instant use of crypto every day
Web3 Bank (CrossFi App)
Online app that combines all traditional banking services with web3 security and decentralization
CrossFi Card
Spend your crypto like a fiat with 100 million merchants worldwide
Security
Discover security technology by CrossFi to provide blockchain data safety
DeFi
Blockchain
BLOCKCHAIN
CrossFi Chain is a layer 1 blockchain with modular architecture. It consists of two parts, Cosmos and EVM.
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You can convert received or acquired XFl to MPX in the Console on the main dashboard.

You can get MPX directly with USDT.

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CrossFi Chain
A layer 1 blockchain, consisting of two integral parts, is the core of the Cross Finance ecosystem with unlimited scalability.
Cosmos
The Cosmos-based part of the CrossFi Chain is responsible for consensus, production, block verification, and transaction creation.
EVM
The EVM-based part of the CrossFi Chain is responsible for interaction with smart contracts and achieving EVM compatibility.
Mint Power (MPX)
A unit of computing power required to mine XFI coins through staking
CrossFi (XFI)
A utility coin that provides access to all services, dapps, and products launched on CrossFi Chain
eMPX
A liquid EVM-compatible version of MPX coin with limited emission
Foundation
CrossFi Foundation
The CrossFi Foundation's grant program is aimed at developing the CrossFi ecosystem.
CrossFi Foundation
The CrossFi Foundation's grant program is aimed at developing the CrossFi ecosystem.
Users
Engage with the network, test services, complete tasks, and earn rewards.
Creators
Create unique content about Cross Finance technology and ecosystem products to earn rewards
CrossFi Evolution Hackathon
A series of events by CrossFi designed to reveal the talents of web3 developers
Developers
Developers Launch a Cross Finance - based product or service and apply for a grant.
Validators
Validators Rewarding validators for their vital role in creating a robust, decentralized, and secure network.
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Web3
Banking

CrossFi App
Use tokens directly from your smart contract with 100 mln merchants*, send and receive crypto just by phone all over the world as simple as fiat in a single web3 banking app by CrossFi. Explore Web3 tools for the fastest and instant use of crypto every day.
Pay with crypto
Web3 Banking Benefits

Automatic conversion crypto-to-fiat

From now on, you don't have to worry about the currency of the transactions. From now on, crypto = fiat. Instant, decentralized, and secure.

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Instant transfers by phone number in a web3 app

For the first time, transfer crypto to other CrossFi users without the need to enter a wallet only by phone number. You are sure of the guarantee that you are sending money to the right user.

Non-custodial on-chain crypto to fiat transaction

You will no longer have to fear account blocking, loss of control over funds, or account freezing for no reason on the part of the bank. CrossFi is a unique payment gateway that connects banking processing directly to your Metamask wallet, ensuring decentralization, security, and supreme user control over funds. Spend on chain crypto daily, check the transaction hash in the web3 payment receipt, and immediately track all information in the blockchain explorer.

CrossFi Card ordered over the world

Create a free virtual CrossFi card in a minute from 90 countries*, used globally where card payment network is supported.

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Low fees without hidden condition

Buy online and offline, make web3 payments, do the usual banking operations, withdraw cash, and don't think about commissions. 2% on everything anywhere in the world, on any operations.

Web3 Bank Manager

You set all other limits on withdrawals, expenses, and payments! Without visiting offices, anywhere in the world in CrossFi web3 mobile app just at your discretion.

Pay with crypto in 100 mln merchants globally

Use all the advantages of the CrossFi Web3 banking immediately after creating an on-chain card* and make purchases without waiting!

Trusted Web3 Banking

We pay special attention to security and compliance with all necessary requirements: security checks, permits from regulated authorities, necessary permits, and licenses. Rest assured!

Learn more
XFI Crypto Coins

XFI Crypto Coins

XFI is a means of payment in a CrossFi card. This is the native cryptocurrency of CrossFi Chain with a limited limit and high utility that also opens access to DeFi solutions in the CrossFi blockchain ecosystem. Before getting your card by CrossFi, start earning XFI by staking MPX right now. It’s a great way to get a head start with this powerful crypto.

Get XFI

Mass Media About CrossFi

About CrossFi
in the Mass Media
Democratizing Finance: How Web3 Bridges The Gap For The Underbanked
DeFi #Web3 #Banking #Blockchain
07 Oct 2024
CrossFi Foundation Launches Ambassador Grant Program
Decentralized Ecosystem #Blockchain
15 Dec 2023
What Is CrossFi and How It Reshapes Crypto Payment?
Blockchain #Crypto Card #Payment Solution
27 Aug 2023
Cross Finance Announces DeFi Conferences in Vietnam to Showcase Innovative Products
Crypto Card #Web3 banking #Payment solution
01 May 2024
CrossFi, With CoinList, Launches EVM Testnet
Blockchain #Payment gateway #Decentralized Finance
21 Feb 2024
CrossFi Foundation Announces $50 Million Grant Program
DeFi #Blockchain #Decentralized Finance
03 Nov 2024
Alchemy partners with Cross Finance to power dApp development
Decentralized Ecosystem #Blockchain #DeFi
13 Sep 2024
Show more
About CrossFi
in the Mass Media
Democratizing Finance: How Web3 Bridges The Gap For The Underbanked
DeFi #Web3 #Banking #Blockchain
07 Oct 2024
CrossFi Foundation Launches Ambassador Grant Program
Decentralized Ecosystem #Blockchain
15 Dec 2023
What Is CrossFi and How It Reshapes Crypto Payment?
Blockchain #Crypto Card #Payment Solution
27 Aug 2023
Cross Finance Announces DeFi Conferences in Vietnam to Showcase Innovative Products
Crypto Card #Web3 banking #Payment solution
01 May 2024
CrossFi, With CoinList, Launches EVM Testnet
Blockchain #Payment gateway #Decentralized Finance
21 Feb 2024
CrossFi Foundation Announces $50 Million Grant Program
DeFi #Blockchain #Decentralized Finance
03 Nov 2024
Alchemy partners with Cross Finance to power dApp development
Decentralized Ecosystem #Blockchain #DeFi
13 Sep 2024

FAQs

In which countries is the CrossFi card available?

The CrossFi card with on chain crypto payments is available virtually in any country for free, and soon we can ship the physical card to the doorstep (the cost depends on the region)*.

What are the fees for the CrossFi card?

Constant 2% on any card operations for all online and offline purchases, transactions in web3 mobile app, and ATM withdrawals without hidden conditions.

How many CrossFi cards can I open?

You can open up to 3 virtual debit cards and an unlimited number of physical ones.

What is CrossFi Web3 banking, and why is it important?

Web3 banking integrates traditional financial services with defi and blockchain technology, creating a more open, transparent, and user-centric financial ecosystem. It offers global accessibility, providing financial services to anyone with an internet connection, which is especially beneficial for underbanked regions.It gives users greater control over their assets and data by removing reliance on centralized entities.

Is MetaMask safe?

MetaMask is safe and the backbone of our Web3 Banking App. It uses strong encryption, stores private keys locally, and receives regular updates. However, users should be vigilant against phishing attacks, download the official extension or app, and pay attention to link metamask, send and receive crypto.

What role does blockchain play in DeFi?

Blockchain plays a foundational role in DeFi by enabling trustless, peer-to-peer transactions without intermediaries, ensuring transparency, and reducing fraud risk. It provides an immutable and publicly verifiable ledger of all transactions, enhancing trust and accountability. Blockchain's support for smart contracts allows for the automation of complex financial operations, fostering innovation in financial instruments and decentralized applications.

*Cards are issued only in Hong Kong with other jurisdictions available upon further notice. All cards issued are available for use globally where the card network is accepted.

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